Flipkart Axis Bank Credit Card provides unlimited cashback on transactions made via popular apps like Swiggy, Uber PVR, Myntra, Curefit, Tata Play, etc., along with INR 1100 as a welcome benefit. It is a credit card issued by Axis Bank in association with Flipkart Internet Pvt. Ltd. (Flipkart). It offers a 5% cashback on online purchases from Flipkart and Myntra and up to 4% on purchases made from its partner websites like Swiggy, Uber, PVR, Tata Play, Cult Fit, and Clear Trip. Some of the renowned credit cards offered by Axis Bank are Axis Bank Ace Credit Card, Flipkart Axis Credit Card, Axis Magnus Credit Card, Axis Bank Vistara Signature Credit Card, etc. In this article, we will be discussing Flipkart Axis Bank Credit Card.
| Flipkart Axis Bank Credit Card – A Snapshot | |
|---|---|
| Annual Fee | From the 2nd year: INR 500It can be waived off if the annual spends are INR 2 Lakhs or more |
| Joining Fee | INR 500 |
| Tailored For | Dining, shopping, travel, and cashback |
| Welcome Benefits | On your first transaction:Flipkart vouchers worth INR 50050% discount up to INR 100 on Swiggy15% cashback up to INR 500 on Myntra |
| Cashback Rate | 4% cash back on purchases made on partner platforms, including Swiggy, Uber, and Cure Fit5% cash back on Flipkart and Myntra shopping1.5% cash back on all other transactions |
Features and Benefits
Mentioned below are the features and benefits of Flipkart Axis Bank Credit Card:
- 5% Unlimited cashback for spends on Flipkart*, Myntra** platforms
- 4% Unlimited cashback for spends on preferred merchants (Swiggy, Uber, PVR, Cure fit, Clear trip, Tata Sky, Tata 1MG)
- 1.5% Unlimited cashback for spending on all other merchants
- Four complimentary domestic visits with Axis Bank Flipkart Lounge Access Credit Card (limited to one per calendar quarter)
- 1% Fuel surcharge waiver up to INR 500 per month
- INR 500 worth of Flipkart vouchers on the first transaction with a Flipkart Axis Bank credit card.
- 15% cashback up to INR 500 on the first transaction on Myntra using a Flipkart Axis Bank credit card.
- Get a 50% discount up to Rs.100 on 1st Swiggy order by using the code “AXISFKNEW”.
- Get 20% off at partner restaurants in India.
- Get joining and activation benefits worth INR 1100.
- Convert the credit card purchases into EMIs on any transaction over INR 2500.
Exclusions from Cashback:
- Purchases made of gift cards on Flipkart, and Myntra platforms
- Fuel Spends
- EMI transactions
- Wallet loading transactions
- Cash advances
- Payment of outstanding balances
- Payment made towards Government services
- Purchases converted to EMI post facto
- Purchase of gold items
- Payment of credit card fees and other associated charges
Should you apply for a Flipkart Axis Bank Credit Card?
Below mentioned is the category of people who may opt for a Flipkart Axis Bank Credit Card:
- One who shops on Flipkart and Myntra quite often.
- One who wants cashback on every transaction, be it online or offline.
- Exclusive dining discounts across restaurants in India.
- One who wants to save on EMI transactions on Flipkart.
Eligibility Criteria
Let us know the eligibility criteria to apply for the Flipkart Axis Bank Credit Card:
- The residents and non-residents of India can apply.
- The minimum age of the primary cardholder should be 18 years.
- The maximum age of the primary cardholder should be 70 years.
- An applicant shall either be salaried or self-employed.
- The minimum income required in the case of salaried individuals is INR 15000.
- The maximum income required for self-employed individuals is INR 30000.
- The minimum income required for add-on cardholders should be 15 years.
Fees & Charges
Below mentioned are the processing fees & charges in order to apply for a Flipkart Axis Bank Card:
| Types of charges | Amount of charge |
| Annual Fee | INR 500 (waived off on spending INR 2 lakh in the previous year) |
| Finance Charges | 3.4% per month (49.36% per annum) |
| Late Payment Fee | For Outstanding Amount-Less than INR 500: NilFrom INR 501 to INR 5,000: INR 500From INR 5,001 to INR 10,000: INR 750Greater than INR 10,000: INR 1,200 |
Documentation Required
Below mentioned is the list of documents needed to apply for a Flipkart Axis Bank Card:
- PAN card photocopy or Form 60
- Latest Payslip/ Form 16/ IT return copy as proof of income
- Identity proof (any one of the following):
- Passport
- Driving license
- PAN card
- Aadhaar card
- Colour photograph
- Residence proof (any one of the following):
- Passport
- Ration Card
- Electricity bill
- Landline telephone bill
Steps to Apply for a Flipkart Axis Bank Credit Card
Mentioned are the two different modes to apply for Flipkart Axis Bank Credit Card:
- Online Mode:
- Open the official website of Axis Bank.
- Under the option “Explore Products”, click “Credit Cards”.
- Search for “Flipkart Axis Bank Credit Card” and click on “Apply Now”.
- Provide some details like mobile number and customer ID to check the eligibility.
- Provide other information to finish the application process once the eligibility is confirmed.
- Submit the application.
- Offline Mode:
- Visit the nearest Axis Bank Branch.
- Enquire with a bank executive about the Flipkart Axis Bank credit card.
- Provide a certain set of details to check the eligibility for the card.
- Once the eligibility is confirmed, fill in additional information to complete the application.
- Submit the application form with mandatory documents to complete the application procedure.
Different Modes of Flipkart Axis Bank Credit Card Bill Payment
Mentioned are the different modes to make Flipkart Axis Bank Credit Card Bill Payments:
- Online Mode
- Via Internet Banking
- Via Mobile Banking
- Via NEFT
- Via UPI
- Via Paytm
- Via PhonePe
- Via MobiKwik
- Via IMPS
- Via BillDesk
- Offline Mode
- Via Cash Payment
- Via Cheque/ Draft
- Via Auto-Debit facility
- Via SMS
- By Visiting ATM
- Via NEFT
Also, Non-Axis Bank account holders can make credit card bill payments with the help of below-mentioned ways:
- NEFT
- VISA Money Transfer (VMT)
- Other Bank’s Internet Banking
- Non-Axis Bank Cheque
- UPI
- RTGS using IFSC
- ECS
Customer Care Number
In case of any queries, suggestions, or grievances to be resolved, customers can contact these toll-free numbers: 1860-419-5555 or 1860-500-5555.
Also, one can avail of SMS Banking to get their queries resolved. To avail of SMS Banking service, type in the below-specified keyword to 56161600 or +919951860002:
- ‘ACA’ for credit card activation
- ‘CCP’ for credit card payment
- ‘CARDBAL’ for credit card balance
- ‘AVAILBAL’ for credit card available balance limit