Return on Total Capital and Return on Assets

ROTC measures a company’s profitability using all of its available capital. This includes equity financing, such as common stock and preferred stock, plus debt and retained earnings. To calculate it, you subtract dividends from net income and divide that by total capital. Unlike return on equity, this calculation also includes debt and other non-current liabilities in … Read more

Fender Play – The Best Online Guitar Lesson Platform

Fender Play is a relative newcomer, launched in 2017. Their training platform starts off with goal-oriented lessons based on genre. Lessons are short and well-produced. Tutors often use different camera angles and get up close and personal with the fretboard. Unlike other platforms, Guitar Tricks has a strong emphasis on guitar fundamentals in the first … Read more

Antique Rings and Pendants

Antique Rings and Pendants

Antique rings are a wonderful way to show your history and heritage. These lovely pieces of jewelry can be purchased at antique ring stores or even at modern jewelers that may feature antique styles in their collections. Depending on the age of the piece, it can increase or decrease in value. The condition of the … Read more

Modern Lamps Are a Great Way to Update Your Home

Modern lamps are a great way to update your home. They come in a variety of styles and can suit any décor. They are also more versatile than other types of lighting. They can range from minimalist forms to creative shapes. They can also be made of different materials and have a variety of colors. … Read more

The Benefits of a Bow Case

A bow case is a critical piece of equipment for any archer. These cases protect your bow from damage and significantly prolong its lifespan. They are also designed to keep your gear organized and accessible. Younger archers should look for a compound bow with a wide range of draw length adjustment. This way, they can grow … Read more

Using Chromatic Harmony in Music

During the Romantic era, composers freely used chords containing tones not found in the prevailing key. This created harmonic tension and yearning in their music. Chromaticism is the use of non-diatonic pitches, which suggest different tonalities and participate in modulation. It has been an essential tool for composers from the Baroque period to modern times. … Read more

Behavioral Health Services

Many people struggling with behavioral health issues don’t get the treatment they need. Some of the symptoms that indicate a need for care include a reduced ability to concentrate, extreme mood changes and feelings of withdrawal from friends or family. Despite parity laws, access to care remains a challenge due to shortages of providers. This … Read more